Our services

Do you wish to buy a house, an appartment or land? Albalux Crédit helps you find the best mortgage. Our team offers a complete and tailored service.

Bank mortgage

We will help you prepare a well-structured dossier to send to the banks we work with.

Tax law

Our expertise on tax law is crucial to prepare a mortgage adapted to your situation.


We will guide you for each decision during the whole process .


Our experience and our partnerships with several insurance companies allow us to provide you with several insurance options.


Primary residence, secondary residence, rental investment, credit balance, tax exemption…

You need to negociate a real estate bank loan in Luxembourg, the Greater Region or even further away… ? Our advisers are here to accompany you

Our team

Because it is our dream to make yours come true, our team know-how will help you get your dream home.

Michel Bastos

Managing Partner & CEO

Vera Alves

Managing Partner & COO

João Varandas

Managing Partner & CCO

Mike Diederich

Partnerhip Manager

Sérgio Lemos

Partnerhip Manager

Paulo Figueiredo

Agency Director Esch-sur-Alzette

Ana Silva

Agency Administrative

Aldin Cikotic

Loan Advisor

Joé Schmitz

Agency Director Ettelbruck

Vanessa Martins

Quality Control

Isaías Rodrigues

Executive Assistant

André Kerloch

Executive Assistant

Contact us

For more information or to make an appointment, don’t hesitate to contact us.