Albalux Crédit Blog: Tips, Tax Insights & Market Trends

Luxembourg real estate: the price gap between new-build and existing properties narrows sharply in one year

Two Publications, Two Perspectives on the Property Market On 24 September 2026, STATEC and the Housing Observatory published issue No. 20 of Housing in Figures, covering the second quarter of 2026. Ac...

Immobilier Marché du logement Marché immobilier Observatoire Habitat Prix immobilier STATEC

Oct 28, 2026

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Insights on real estate

Albalux Credit

Affordable Housing: What Changed on 2 October — and What Really Matters When Buying

The new law has entered into force. For a first-time buyer, it is not the main issue. On 2 October 2026 , amendments to Luxembourg’s affordable housing law entered into force. They pursue three main o...

Aides au logement Logement abordable

Oct 7, 2026

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Insights on real estate

Albalux Credit

Mortgage Rates: September’s Good News Was Actually From July

The Variable Rate Is Falling, the ECB Is Raising Rates — and Both Statements Are Correct In mid-September, the Luxembourg press reported a slight improvement in mortgage rates. Figures from the Centra...

BCE BCL Taux Taux directeur Taux d’intérêt

Oct 1, 2026

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Good to Know

Albalux Credit

The energy performance of your home is playing an increasingly important role in your mortgage application

What the winter of 2026–2027 could mean for your budget and borrowing capacity A mortgage application in Luxembourg is about more than just your salary and the price of the property. The bank looks at...

Aides au logement Crédit Immobilier Energiepass Klimabonus Performance énergétique Rénovation

Sep 15, 2026

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Albalux Credit

Mortgage rates: what the BCL and ECB figures actually say

Variable at 3.19%, 25-year fixed at 3.83% -and a central bank that has just resumed hiking In June 2026, new mortgage loan agreements recorded by the BCL, including renegotiations, amounted to approxi...

BCE BCL Taux Taux directeur politique monétaire européenne

Aug 13, 2026

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Headline

Albalux Credit

Luxembourg property market, Q2 2026: prices have almost stopped falling, rents are picking up speed

Official figures for the second quarter of 2026 are not yet available and will not be released until autumn . This is more than a matter of timing: it is the key constraint affecting any property purc...

Immobilier Marché immobilier Prix immobilier STATEC

Aug 4, 2026

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Insights on real estate

Albalux Credit

Booster fir de Wunnengsbau: Can the New 2026 Housing Package Really Make It Easier to Buy a Property in Luxembourg?

Buying a home in Luxembourg remains a real challenge for many households. Between high property prices, acquisition costs and financing requirements, becoming a homeowner often represents a significan...

Aides au logement Bëllegen Akt Politique du logement Primo Acquéreurs VEFA

Jul 22, 2026

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Headline

Albalux Credit

Property Capital Gains in Luxembourg: How the Tax System Works and How to Avoid Paying More Tax Than Necessary

When selling a property in Luxembourg, one question almost always comes up: will I have to pay capital gains tax? The answer is… it depends. It all depends on the type of property, how long you have o...

Jul 15, 2026

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Good to Know

Albalux Credit

Heatwave in Luxembourg: how to choose a house suitable for high temperatures?

In recent summers, a term has become increasingly common: the heat wave . In several European countries, including Luxembourg, temperatures have reached record levels, and on some days, opening a wind...

Jul 8, 2026

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Laetitia K.

L'immobilier neuf : un mal sans remède ?

Voilà plus de deux ans que le marché de la Vente en futur état d’achèvement (VEFA) souffre. Plus qu'une crise cyclique, le secteur subit une mutation structurelle profonde. Chantiers à l'arrêt, projet...

Aides au logement Co-living Immobilier Logement abordable Marché immobilier Neuf VEFA

Feb 27, 2026

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Insights on real estate

Laetitia K.

Le chiffre du moment

Comece a digitar aqui......

Aides au logement Immobilier LISER Luxembourg

Feb 18, 2026

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The current figure

Laetitia K.

Crédit immobilier à taux zéro : pourquoi pas au Luxembourg ?

Les entreprises, les étudiants et les amateurs de mobilité douce peuvent déjà avoir recours à des prêts à 0 % d’intérêt au Luxembourg. Alors pourquoi un tel mécanisme n’existe-t-il pas pour financer l...

Aides au logement France Immobilier Luxembourg Prêt à taux zéro Taux

Feb 16, 2026

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